mardi 20 janvier 2015

Secured deposits - how safe is your money?

In light of other central banks efforts to impose negative interest rates and the health of the baking system generally, I'm trying to find out if there is any such thing as a secured cash deposit ie be first in line as a creditor should an entity such as a bank have a run on deposits etc



Banking deposits do not count as secured creditors as far as I can tell - stand in line if there's a bank run......



The government deposit guarantee is only good for $250k, and even that would be flaky in a crisis?



Got no more room under the mattress;), so where do I keep cash as a secured creditor?



Listed company debt, government bonds, bank commercial loans????




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